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O TERMS
Original Age: The age you were when you bought an insurance policy.
Other Insured Rider: The temporary addition to an insurance policy,
usually a member of the direct family.
Ownership: All rights, benefits and privileges under life insurance
policies are controlled by their owners. Policy owners may or may not
be the insured. Ownership may be assigned or transferred by written
request of current owner.
Occupational Hazard: A condition in the workkplace that increases the
chances of the an accident, sickness, or death. It usually will mean
higher premiums.
Occurrence: A continual, gradual or repeated exposure to substantially
the same general harmful conditions. General liability policies insure
liability for bodily injury or property damage that is caused by an